Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Related Content 18 Years Worth of Days The average retirement lasts for 18 years. Are you prepared to fill that many days? Three Key Questions to Answer Before Taking Social Security When to start? Should I continue to work? How can I maximize my benefit? Investment Strategies for Retirement Investment tools and strategies that can enable you to pursue your retirement goals.